Co-promotion with KBank

• This promotion is organized by Kasikornbank Public Company Limited (“the Bank”). Eligible KBank credit cardholders (“cardholders”) must register to participate in the program. Registration can be made via SMS by typing TA (space) followed by the last 12 digits of your credit card number and sending it to 4545888 (SMS service fee depends on your mobile operator), or via K PLUS Application. A confirmation SMS must be received between 1 Jun 2026 – 30 Sep 2026 only.

• The Bank will calculate cashback based on monthly accumulated spending (full payment transactions only) in Thai Baht made with the registered credit card via SMS during 1 Jun 2026 – 30 Sep 2026 under the following merchant categories:

o Air ticket purchases made directly with airlines, via online (airline websites) or offline channels (airline offices or service counters). The Bank will refer to the following MCC codes: Airlines category under MCC 3000–3009, 3010–3029, 3030–3049, 3050–3059, 3060–3069, 3071–3072, 3075–3079, 3082–3090, 3094, 3096–3100, 3102–3103, 3106, 3110–3112, 3115, 3117–3118, 3125–3127, 3129–3133, 3135–3138, 3143–3146, 3148, 3151, 3154, 3156, 3159, 3161, 3164–3165, 3167, 3170–3172, 3174–3178, 3180–3188, 3190–3191, 3193, 3196–3197, 3200, 3203–3204, 3206, 3211–3213, 3215–3223, 3226, 3228–3229, 3231, 3233–3236, 3238–3243, 3245–3248, 3251–3254, 3256, 3259–3263, 3266–3267, 3280, 3282, 3284–3287, 3292–3299, 3301, 3168 only, and other participating merchants (included under the TRIPLE X3 campaign during 1 Jun 2026 – 30 Sep 2026).

• Cashback calculation:

o Monthly accumulated spending of THB 15,000–49,999: receive THB 200 cashback

o Monthly accumulated spending of THB 50,000–149,999: receive THB 800 cashback

o Monthly accumulated spending of THB 150,000–249,999: receive THB 2,500 cashback

o Monthly accumulated spending of THB 250,000 and above: receive THB 4,500 cashback

• Maximum cashback up to THB 4,500 per cardholder per month and up to THB 18,000 per cardholder throughout the campaign.

• The Bank will calculate total monthly spending across all KBank credit cards under the same cardholder name. Cashback will be credited to the registered credit card account within 60 working days after the campaign ends, and can be checked in the next billing statement.

• In case the cardholder registers more than one credit card and uses multiple cards, the Bank will credit the cashback to the card with the highest spending under the promotion.

• This promotion is eligible for all KBank credit cards, except business credit cards, corporate cards, Xpress Cash cards, and Fleet Cards, which are not eligible.

• Excluded transactions include: monthly installment payments converted via Smart Pay by Phone and Smart PAY 0% (3–10 months) via website or EDC, cash advances, refunded or cancelled transactions, foreign currency exchange transactions, interest, penalties, fees, mutual fund purchases, life and non-life insurance premiums, tax payments, commercial or business-related transactions, transactions made via EDC machines at the cardholder’s own business, transactions that generate direct or indirect commercial or personal benefits, transactions intended to gain benefits from the promotion, and any transactions not in compliance with credit card terms or applicable laws.

• Cardholders can check their remaining K Point balance via the K PLUS application or by calling 02-8888888 (press 823).

• This promotion is organized by Kasikornbank Public Company Limited (“the Bank”). Eligible KBank credit cardholders (“cardholders”) will receive cashback when making full payment transactions via KBank credit cards and must register for the promotion to receive up to 15% cashback when redeeming K Points equivalent to the spending amount. Registration is required for each redemption via SMS by typing:

TT (space) last 12 digits of your credit card number (space) spending amount (no decimal places) and sending it to 4545888 (SMS service fee depends on your mobile operator). A confirmation SMS must be received after registration during 1 Jun 2026 – 30 Sep 2026.

• K Point redemption is capped at a maximum of 100,000 points per cardholder throughout the campaign.

• Example:

Mr. A spends THB 3,000 using KBank The Wisdom Credit Card (card number XXXX123456789999).

He sends SMS: TT 123456789999 3000 to 4545888. If sufficient K Points are available, the Bank will deduct 3,000 points and provide THB 450 cashback.

• The Bank will calculate cashback based on the K Point redemption amount stated in the SMS only.

• K Points will be deducted from the cardholder’s account according to the redeemed amount via SMS.

• If the cardholder has insufficient K Points, the Bank will not process point deduction or cashback.

• Redeemed K Points cannot be cancelled, refunded, or changed under any circumstances.

• Cashback will be credited to the cardholder’s credit card account within 60 working days after the campaign ends, and can be checked in the next billing statement.

• The following cards are not eligible for K Point redemption: LINE POINTS Credit Card, KBank Mastercard Titanium Credit Card, business credit cards, all corporate cards, Xpress Cash cards, and Fleet Cards.

• Registration Method: KBank credit cardholders must register for the program via SMS by typing TG (space) followed by the last 12 digits of your credit card number and sending it to 4545888 (SMS service fee depends on your mobile operator), or via K PLUS, and receive a confirmation SMS between 15 May 2026 – 31 Aug 2026 (included under the “Flying worth it moment with THAI AIRWAYS – 0% Installment for 10 Months” campaign).

• Eligible Spending: Minimum spending of THB 30,000 per sales slip, applicable only for 0% installment plan for 10 months via www.thaiairways.com or  Thai Airways Mobile Application.

• Ineligible Transactions: Online transactions and payments made via e-Wallets (e.g., TrueMoney Wallet, Dolfin Wallet, Rabbit LINE Pay, ShopeePay, etc.).

• Cashback Calculation: For 10 months installment transactions of THB 30,000 or more per sales slip:

o THB 30,000–59,999: receive THB 400 cashback

o THB 60,000–99,999: receive THB 900 cashback

o THB 100,000–149,999: receive THB 1,600 cashback

o THB 150,000–199,999: receive THB 2,700 cashback

o THB 200,000 and above: receive THB 4,200 cashback

(Maximum cashback up to THB 16,800 per cardholder throughout the campaign.)

• Cashback Credit Timing: Cashback will be credited to the credit card statement within 60 working days after the campaign ends.

• Eligibility: Applicable to all KBank credit cards, excluding business credit cards, all corporate cards, Xpress Cash cards, and Fleet Cards.

• Cancellation Policy: In case of installment cancellation, the Bank reserves the right to exclude the cancelled transaction from cashback calculation.

• Transaction Aggregation: Installment transactions cannot be combined or accumulated. Cashback will be calculated per transaction only.

• Campaign Period: 15 May 2026 – 31 Aug 2026.

• Transactions made through tour companies or agents are not eligible for this promotion.

• Cardholders must maintain their credit card account in good standing, with a good payment history, no delinquency, and must not have violated any terms and conditions of the Bank, both during the campaign period and at the time of cashback receipt.

• This promotion cannot be combined with other promotions, and benefits under this promotion are non-transferable, cannot be exchanged, redeemed for cash, or substituted for other rewards or benefits under any circumstances.

• The Bank reserves the right to suspend, cancel, revoke, and/or reclaim any benefits under this promotion, in whole or in part, at any time without prior notice, and may claim damages (if any) if it is found that the cardholder is ineligible, does not comply with the specified conditions, or participates in the promotion in bad faith, dishonestly, or fraudulently to obtain benefits (e.g., requesting refunds, changes, or cancellations of transactions afterward).

• The Bank reserves the right to change terms, conditions, or cancel this promotion without prior notice. In case of any dispute, the Bank’s decision shall be final.

• In the event of any amendments, changes, or additions to the terms and conditions, changes to benefits, or cancellation of this promotion for any reason, the Bank will announce such updates via www.kasikornbank.com/th/promotion/credit-card.

• The Bank is not the manufacturer, distributor, or service provider and assumes no responsibility or liability for any products and/or services under this promotion. For any inquiries, complaints, receipts, or tax invoices, please contact the respective manufacturer, distributor, service provider, or product/service owner directly.

• Cardholders may contact K-Contact Center at 02-888-8888 for more details or review the promotion details at www.kasikornbank.com/th/promotion/credit-card.

Use when necessary and pay back full amount on time to avoid 16% interest rate.
0% interest for 10 months when the full amount is paid by the due date.