• This promotion is offered by KASIKORNBANK Public Company Limited (the “Bank”). KBank credit cardholders (the “Cardholders”) eligible for cashback must register for the promotion during the campaign period via SMS by typing TA (space), followed by the last 12 digits of the credit card number, and sending it to 4545888 (service fees depend on the mobile network provider), or via the K PLUS application, and must receive a confirmation message between 1 October 2026 and 31 January 2027 (the “Promotion Period”).
• The Bank will calculate monthly cumulative spending from full-payment transactions in Thai baht made with the credit card registered for the promotion during 1 October 2026 – 31 January 2027 in the specified merchant categories.
• Eligible transactions include the purchase of airline tickets directly from airlines through online channels (the airlines’ official websites) or offline channels (the airlines’ official ticketing offices or service counters). The Bank will determine eligible transactions based on the applicable Merchant Category Codes (MCCs) for all airlines as follows: MCC 3000-3009, 3010-3029, 3030-3049, 3050-3059, 3060-3069, 3071-3072, 3075-3079, 3082-3090, 3094, 3096-3100, 3102-3103, 3106, 3110-3112, 3115, 3117-3118, 3125-3127, 3129-3133, 3135-3138, 3143-3146, 3148, 3151, 3154, 3156, 3159, 3161, 3164-3165, 3167, 3170-3172, 3174-3178, 3180-3188, 3190-3191, 3193, 3196-3197, 3200, 3203-3204, 3206, 3211-3213, 3215-3223, 3226, 3228-3229, 3231, 3233-3236, 3238-3243, 3245-3248, 3251-3254, 3256, 3259-3263, 3266-3267, 3280, 3282, 3284-3287, 3292-3299, 3301 and 3168; and transactions made via participating online travel applications and websites under the Have a Save Trip: Triple Value X3 campaign.
• Cashback calculation:

        - Monthly cumulative spending of THB 15,000–49,999: receive THB 200 cashback.

        - Monthly cumulative spending of THB 50,000–149,999: receive THB 800 cashback.

        - Monthly cumulative spending of THB 150,000–249,999: receive THB 2,500 cashback.

        - Monthly cumulative spending of THB 250,000 or more: receive THB 4,500 cashback.

• Cashback is limited to a maximum of THB 4,500 per cardholder per month and THB 18,000 per cardholder throughout the campaign.
• The Bank will aggregate monthly spending from all KBank credit cards held under the same full name. Cashback will be credited to the account of the card registered for the promotion within 60 business days after the end of the Promotion Period and will appear in the following statement cycle.
• If more than one credit card number is registered and more than one card is used, the Bank will credit the cashback to the credit card account with the highest eligible spending under the promotion.
• Open to all KBank credit cards except business credit cards, all types of corporate credit cards, Xpress Cash cards, and Fleet Cards.
• Cardholders must maintain their credit card accounts in good standing, have a satisfactory payment history, have no payment defaults, and not breach any terms and conditions of KBank credit card membership during participation in the promotion and at the time cashback is awarded.

• Cardholders may check their remaining K Point balance before redemption via the K PLUS application or K-Contact Center at 02-888-8888, press 823.
• This promotion is offered by KASIKORNBANK Public Company Limited (the “Bank”). KBank credit cardholders (the “Cardholders”) will receive cashback for eligible full-payment spending paid with a KBank credit card and must register for the promotion to redeem K Point equal to the spending amount for up to 15% cashback. An SMS must be sent for each redemption by typing TT (space), the last 12 digits of the credit card number (space), and the spending amount without decimals, then sending it to 4545888 (service fees depend on the mobile network provider). A confirmation message must be received after SMS registration during 1 October 2026 – 31 January 2027 (the “Promotion Period”).
• K Point redemption is limited to a maximum of 100,000 points per cardholder throughout the campaign.
• Example: A cardholder spends THB 3,000 with a KBank THE WISDOM Credit Card number XXXX123456789999 and sends “TT 123456789999 3000” to 4545888. If sufficient K Point are available, the Bank will deduct 3,000 K Point and provide THB 450 cashback.
• The Bank will calculate cashback solely from the number of K Point specified by the Cardholder in the redemption SMS.
• The redeemed K Point will be deducted from the Cardholder’s K Point balance according to the number of points redeemed via SMS.
• If the K Point balance is insufficient, the Bank will not deduct any points or provide cashback.
• Redeemed K Point cannot be cancelled, refunded, exchanged for another reward, converted into cash, or otherwise changed under any circumstances.
• The Bank will credit the cashback to the Cardholder’s credit card account within 60 business days after the end of the Promotion Period. The cashback will appear in the following statement cycle.
• Credit cards not eligible for K Point redemption include LINE POINTS Credit Card, KBank Titanium Mastercard Credit Card, business credit cards, all types of corporate credit cards, Xpress Cash cards, and Fleet Cards.
• Eligible Cardholders must maintain their credit card accounts in good standing, have a satisfactory payment history, have no payment defaults, and not breach any terms and conditions of KBank credit card membership.

• This promotion is offered by KASIKORNBANK Public Company Limited (the “Bank”). Participating KBank credit cardholders (the “Cardholders”) are eligible for a 0% installment plan for 3 months via the K PLUS application. For instructions, visit https://www.kasikornbank.com/th/kplus/instruction/installment.
• The 0% installment plan for 3 months via K PLUS is available from 1 October 2026 to 31 January 2027 (the “Promotion Period”).
• Eligible transactions are full-payment airline-ticket purchases made directly with any airline through online channels (the airline’s official website) or offline channels (the airline’s official ticketing office or service counter), in Thai baht only. Installment transactions made through an airline website or channels other than those specified are excluded. Eligible transactions may be converted to a 0% KBank Smart PAY installment plan for 3 months through K PLUS only.
• The minimum direct airline-ticket spending amount is THB 30,000 per sales slip. The Cardholder must request conversion through K PLUS only after the airline has submitted the charge to the Bank and at least 3 business days before the credit card statement date.
• The spending amount converted to installments must not arise from a temporary credit-limit increase. The Bank reserves the right to cancel the installment transaction if the amount is later found to exceed the regular credit limit.
• Eligible direct-airline transactions are limited to Airline MCC 3000-3009, 3010-3029, 3030-3049, 3050-3059, 3060-3069, 3071-3072, 3075-3079, 3082-3090, 3094, 3096-3100, 3102-3103, 3106, 3110-3112, 3115, 3117-3118, 3125-3127, 3129-3133, 3135-3138, 3143-3146, 3148, 3151, 3154, 3156, 3159, 3161, 3164-3165, 3167, 3170-3172, 3174-3178, 3180-3188, 3190-3191, 3193, 3196-3197, 3200, 3203-3204, 3206, 3211-3213, 3215-3223, 3226, 3228-3229, 3231, 3233-3236, 3238-3243, 3245-3248, 3251-3254, 3256, 3259-3263, 3266-3267, 3280, 3282, 3284-3287, 3292-3299, 3301 and 3168.
• Amounts converted to the 0% installment plan for 3 months will not earn K Point under the credit card’s standard benefits. By requesting installment conversion, the Cardholder is deemed to waive the right to earn K Point on that amount.
• Only eligible Thai-baht spending converted to the 0% installment plan for 3 months via K PLUS will qualify for Value 1 cashback. The Bank will count the original full transaction amount in the applicable month toward cashback under the Have a Save Trip: Triple Value X3 campaign.
• Cardholders must have maintained a satisfactory payment history for the latest 6 statement cycles, have no payment defaults, and not breach any terms and conditions of KBank credit card membership.
• Approval of the 0% installment plan for 3 months via K PLUS is subject to the Bank’s terms and criteria.
• If the credit card is cancelled for any reason, the Bank may immediately collect all outstanding amounts, including interest and fees, in full.
• The selected installment transaction cannot subsequently be changed. To settle the installment plan early, please contact the Bank at least 3 business days before the credit card statement date.

• Transactions made through tour operators or agents are not eligible for this promotion.
• This promotion cannot be combined with any other promotion. Benefits are non-transferable and cannot be exchanged for cash, other rewards, or any other benefits under any circumstances.
• Ineligible spending includes monthly billed amounts converted to Smart Pay By Phone installments; Smart PAY 0% installments for 3–10 months via websites or EDC terminals; cash advances; cancelled or refunded transactions; foreign-currency trading transactions; interest, penalties, and fees; purchases of funds; life and non-life insurance premiums; tax payments; commercial or trade-related spending; transactions made through an EDC terminal in the Cardholder’s own business; spending that provides direct or indirect commercial or personal benefit to the Cardholder or is undertaken to obtain promotional benefits; and transactions that breach credit card terms or applicable law.
• The Bank reserves the right to verify Cardholder information and to suspend, cancel, revoke, and/or reclaim all or part of any benefit at any time without prior notice, including claiming damages, if the Bank finds that the Cardholder is ineligible, has failed to comply with the Bank’s conditions, or has participated dishonestly, fraudulently, or deceptively to obtain benefits, including subsequently requesting a refund, change, or cancellation of a payment transaction.
• In the event of any dispute, the Bank’s decision shall be final.
• If these terms and conditions are amended, changed, or supplemented, or if any benefit is changed or the promotion is cancelled for any reason, the Bank will announce the change at www.kasikornbank.com/th/promotion/credit-card.
• The Bank is not the manufacturer, distributor, or service provider and has no involvement with the goods and/or services offered under this promotion. For questions or complaints concerning goods and/or services, or to request a receipt or tax invoice, please contact the relevant manufacturer, distributor, service provider, and/or product or service owner directly.
• For further details and terms and conditions, Cardholders may contact K-Contact Center at 02-888-8888, press 5.
• Use when necessary and pay back full amount on time to avoid 16% interest rate. 0% interest for 3 months when the full amount is paid by the due date.